Hi Tracie,
I am a loyal podcast listener. I love your show and your passion. I am researching pet insurance for my 2 dogs, Buddy (8 yr old lab) and Gracie (5 mo old shepherd mix). I know you love pets best but I received something from my vets office concerning the ASPCA insurance. Before I decide, I wanted to check with you to see if you have hears anything about this program. I know how much you love the ASPCA and I really respect your opinion. Any thoughts?
Thanks so much,
Jeannie, Santa Monica, CA
Jeannie,
Thank goodness you checked with me before making a decision – because your choice of pet insurance will make all the difference between what will be covered and how much will be reimbursed. I do think the ASPCA is wonderful but they are an insurance agency! They have made a deal with an insurer (as has the Humane Society of the United States and others) and they profit from every policy that is sold – but they are not the insurance company. On the other hand, all Pets Best does is insure pets – it’s their only business. What it boils down to is how much will the premium be – how they will reimburse and what is excluded. With Pets Best there is a one time $75 deductible for each illness or injury, and then they pay a flat 80% of every single eligible bill and they pay it quickly. As far as I know, no other company comes close to this level of reimbursement (most have a schedule of how much treatment “should” cost and they go on that scale. Not Pets best. You need to make two phone calls and decide for yourself. which is the better coverage.
Tracie
